CRE Tool Hub

1031 Exchange Calculator

Track Deadlines & Estimate Capital Gains Tax Savings.

📅 Deadline Tracker

The date the Relinquished Property sale closed.

Identification Deadline (45 Days)

-

Exchange Deadline (180 Days)

-

Need a Qualified Intermediary (QI)?

You CANNOT touch the money properly during a 1031 Exchange. You must use a QI.

See Financing Options →

💰 Tax Savings Estimator

$
$

Purchase + Improvements - Depreciation

$
Realized Gain (Profit) $0
Est. Tax Bill (If Sold) $0

Assumes ~25% blended tax rate (Fed + State)

Potential 1031 Savings (Deferred)

$0

Understanding 1031 Exchanges

A 1031 Exchange (Section 1031 of the IRS Code) allows real estate investors to defer paying capital gains taxes on an investment property when it is sold, as long as another "like-kind property" is purchased with the profit. It is one of the most powerful wealth-building tools in real estate.

Critical Timelines

  • Day 0 (Closing): The clock starts the day you close on the sale of your Relinquished Property.
  • Day 45 (Identification): You must supply a written list of potential replacement properties to your Qualified Intermediary (QI). This is a HARD deadline.
  • Day 180 (Exchange): You must close on the Replacement Property by this date (or your tax return due date, whichever is earlier).

Frequently Asked Questions

What is the 45-Day Rule?
The 45-Day Rule states that you must clearly identify potential replacement properties in writing within 45 days of closing the sale of your relinquished property. This is a strict calendar deadline (weekends and holidays count).
What is "Like-Kind" Property?
For real estate, "like-kind" is broad. It essentially means any improved or unimproved real property held for investment or business use. You can exchange an apartment building for raw land, or an office for a warehouse. U.S. property for Foreign property is NOT like-kind.
Can I use 1031 for a flip?
Generally, no. Property held primarily for resale (flips) does not qualify. The property must be held for productive use in a trade or business or for investment.