About CRE Tool Hub
Simple, Private, and Powerful Tools for the Modern Real Estate Investor.
Welcome to CRE Tool Hub, a minimalist suite of free commercial real estate calculators designed for investors, brokers, and students who demand speed, accuracy, and privacy. Our mission is to provide professional-grade analysis tools that are instantly accessible, entirely free, and completely private. No signups, no data storage, no nonsense—just the essential calculators you need to make smarter investment decisions.
Your Data is Your Data: A Commitment to Privacy
In a digital world where data is a commodity, we believe your financial analysis should remain confidential. That's why every calculator on CRE Tool Hub operates entirely on the client-side. This means all calculations happen directly in your browser. We never see, store, or have access to the numbers you input. Your property details, financial models, and investment scenarios are for your eyes only. This privacy-first approach ensures you can analyze deals with the absolute confidence that your sensitive information is secure.
A Comprehensive Suite of Essential Calculators
We've focused on the core metrics that drive commercial real estate analysis. Our tools are built with industry-standard formulas to ensure you get reliable results every time. Whether you're underwriting a new acquisition, stress-testing a portfolio, or simply learning the fundamentals, our calculators provide the clarity you need. Our suite includes:
- Cap Rate Calculator: Quickly determine the capitalization rate to evaluate a property's unlevered return and market value.
- NOI Builder: Construct a detailed Net Operating Income statement from gross income and operating expenses.
- Cash-on-Cash Calculator: Measure the actual cash return on your invested capital, accounting for financing.
- DSCR Calculator: Calculate the Debt Service Coverage Ratio to see if a property meets lender requirements.
- Loan-to-Value (LTV) Calculator: Determine your LTV ratio to understand financing constraints and equity requirements.
- Debt Yield Calculator: Analyze risk from a lender's perspective with this critical underwriting metric.
- Breakeven Occupancy Calculator: Find the minimum occupancy required to cover all property expenses and debt service.
At CRE Tool Hub, we're dedicated to empowering real estate professionals with the tools they need to succeed. We hope our calculators streamline your workflow and help you analyze properties with greater speed and confidence.