BRRRR Calculator
Analyze the Buy, Rehab, Rent, Refinance, Repeat strategy to determine cash left in deal and returns.
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Frequently Asked Questions
What is the ideal LTV for the refinance step?
Most BRRRR investors target a refinance at 70-75% of the After Repair Value (ARV). Ideally, this loan amount covers your original purchase price and renovation costs.
How long is the "Seasoning Period"?
Most lenders require you to own the property for 6-12 months before they will refinance based on the new appraised value rather than your purchase cost.
Does BRRRR work for commercial properties?
Yes, but the capital requirements are higher and seasoning periods may vary. It is most commonly used for single-family and small multifamily properties.
How do I estimate rehab costs accurately?
Get detailed quotes from contractors before buying. Experienced investors usually add a 10-15% contingency buffer for unexpected expenses.
What if the appraisal comes in low?
If the appraisal is lower than expected, you may not be able to pull all your cash out. You might have to leave some equity in the deal, reducing your Infinite Return potential.